The SBA has created a comprehensive Coronavirus page with all of its resources in one place. You can find that page here.

In addition, the SBA announced it would offer disaster assistance loans for up to $2 million for small businesses affected by the coronavirus. These low-interest loans are available to businesses that have sustained “substantial economic injury” due to the spread of the coronavirus. The SBA has also created a three step process for applying for Disaster loans. You can see that here.

These loans can be used to pay off outstanding debts, payroll and any other bills they are unable to pay. However, small businesses that have access to credit are not eligible. Small businesses with no available credit qualify for an interest rate of 3.75%, and nonprofits will have an interest rate of 2.75%.

The SBA’s Office of Disaster Assistance will coordinate with state governors that submit relief requests. Once a state or territory is approved, these affected businesses will receive more information. You can find a regularly updated list of states where disaster assistance is being offered here.

Even if your state is not yet offering disaster assistance you can begin to prepare to apply by looking over the information required. You can get that information here.

In addition to disaster relief loans, the SBA has a comprehensive list of resources available to small businesses during the crisis. This includes COVID-19 fact sheets; strategies for employees to adhere to; common problems small businesses may face, like supply chain shortfalls; and local assistance information.

In addition to national loan programs, the SBA has extensive satellite offices and organizations to help small businesses during this time. This includes SCORE offices, Women’s Business Centers, Small Business Development Centers and Veterans Business Outreach Centers.

Additionally, the Export-Import Bank of the United States (EXIM) has announced relief measures for U.S. exporters and financial institutions that include waivers, deadline extensions, streamlined processing and flexibility for its customers for an initial period of 30 days, with the possibility of more, for the following programs:

• Working Capital Guarantee Program.
• Multi-Buyer and Single-Buyer Short-Term Insurance Program.
• Medium-Term Single-Buyer Insurance Policies Issued to Exporters.
  

For everything you need to know about applying for a small business loan, see the U.S. Chamber’s Small Business Loan Guide.